Chancenkarte Opportunity Card Germany Health insurance requirements

A recent visa category introduced by Germany to enable skilled workers to travel to Germany to find a job is – Chancenkarte Opportunity Card Germany.

Germany opportunity card allows skilled people who fulfil the requirements to travel to Germany without job offer for the purpose of finding the work.

You may qualify for opportunity card for Germany in following 2 ways

  • You have a qualification which is fully recognised in Germany

OR

  • You have qualification partially recognised in Germany along with having mandatory German language or English language ability and scoring 6 points

Irrespective of the pathway you qualify you need to meet mandatory requirement of having acceptable health insurance

As a proof of valid health insurance, the applicants may submit one of the following insurance types

Proof of a Private Germany health insurance

First document the applicants may submit as a proof of health insurance for Germany opportunity card is from approved private German health insurance which fulfils the requirements. It also must start at your tentative travel date. The requirements which this health insurance that is a private German health insurance must fulfil is that

There must be no limit to the reimbursement. It means if in case you are sick and you need to use your insurance then this must not have any limit on the reimbursement regards to your sickness.

The second condition is that if the person who is insured that is the person who is applying for Germany Opportunity Card is sick then there is no deductible which is higher than 300 euros per year which can be demanded. So this is the second condition which the health insurance must fulfil.

Another very important thing, the requirement of having medical health insurance for German Opportunity Card is that any pre-existing conditions must be included. Sometimes you may have a pre-existing condition which the insurance provider may not include, then that health insurance would not be valid. So make sure that any pre-existing medical condition must be included in your health insurance for Germany opportunity Card.

The next important condition which the health insurance must meet is that the insurance coverage must not have any time limit. It means that it should be automatically renewed. Let’s say that you have health insurance and the expiry date mentioned is of one year. Now, to meet the requirements, this health insurance needs to be renewed automatically or it must be mentioned that there is no time limit. So depending on the policy of the insurance company you may have one of that.

Another thing which the health insurance for your Germany opportunity card must meet that there must not be any clause included for the termination regarding the person who is insured if he has reached a certain age or if there is any change in the residence permit or if there is the loss of residence permit. So, make sure that this clause is not applicable.

If the German private health insurance meets all these requirements then you can attach this as a proof.

Health insurance from private Indian company

Applicants may also attach the proof of a private foreign health insurance that is Indian health insurance if you are an applicant for Germany opportunity card from India in your application. It must also fulfil all the requirements mentioned above and must start at your tentative travel date.

The applicants, if they have, can also provide the proof of a health insurance that is public German health insurance. As a proof, you can attach a letter from the German healthcare provider. You may also provide a travel health insurance for a period of first three weeks. So if you have this option, you may also attach this.  These were the requirements of medical health insurance which must be fulfilled. If your health insurance coverage does not fulfil this requirement then it may not be accepted as a part of your Germany Opportunity Card.

West Highlander Immigration- The best Germany visa consultant in Chandigarh

For any information you would like to have about this visa, please contact West Highlander Immigration Chandigarh, India. West Highlander is a team of experienced and expert counsellors who can help you with all the requirements of the process.

They can guide you about the requirements of Germany opportunity card Chancenkarte, about the steps to apply for Germany Opportunity Card, about the funds requirement for Germany Opportunity Card.